LEGAL Information

Editor / Host :

S&P Advisory Services SAS

13- 15 rue Taitbout 75009 Paris, FRANCE

Tél : 0033 6 80 33 89 33

Paris Trade Registry No. 803 529 551

Share Capital: EUR 1000

European VAT No. FR52 803 529 551

Publishing Director: Ludovic PEJOUX, Partner

Editorial Manager: Ludovic PEJOUX, Partner

 

1. Applicable law

The present Terms and Conditions are governed by French law. The courts of the city of Paris will have sole territorial jurisdiction for any disputes relating to the use of the present internet site.

2. Intellectual property rights

All documents, information, works, and elements incorporated in the present internet site (such as logos, texts, slogans, photographs, drawings, images, videos, animation sequences with or without sound) are the property of S&P Advisory Services or of third parties who have granted S&P Advisory Services permission to use them. Any use, reproduction, representation or modification, by any means and on any media whatsoever, of all or part of the documents, information, works, and elements of the present internet site without prior written permission from S&P Advisory Services is strictly forbidden and constitutes forgery.

Likewise, the S&P ADVISORY SERVICES name and S&P ADVISORY SERVICES logos are trademarks of S&P ADVISORY SERVICES SAS. Any use, reproduction, imitation, or apposition of these trademarks without prior written permission from S&P ADVISORY SERVICES SAS is strictly forbidden and constitutes forgery.

Copy, modification, or reproduction in any shape or form of the documents, information, works, and elements incorporated in the present internet site by any user thereof is forbidden. Users also undertake to comply with all applicable intellectual property rights provisions under French law.

3. Guarantee and liability exclusion

All documents, information, works, and elements appearing on the present internet site are provided for illustrative purposes only, and are not subject to any guarantees whatsoever. Therefore, S&P ADVISORY SERVICES SAS cannot guarantee the accuracy or completeness of said documents, information, works, and elements appearing on the present internet site, as they may contain errors and/or omissions. S&P ADVISORY SERVICES SAS cannot be held responsible for any direct or indirect damages resulting from any use made of the documents, information, works, and elements.

4. Financial information

The present internet site is likely to contain financial information in various forms, for instance relating to S&P ADVISORY SERVICES SAS results, strategy and/or its financial situation. Let it be known that these financial forecasts depend on several economic factors and are based on hypotheses. S&P ADVISORY SERVICES SAS cannot be held responsible for the lack of updates to this information, given the evolution of the factors on which it is based.

5. Security

S&P ADVISORY SERVICES SAS undertakes to implement the necessary means to ensure the security of the documents, information, works and elements appearing on the present internet site. The user of the present internet site, however, undertakes to use the site in accordance with the laws and regulations applicable on the day of use of said site. Users also undertake to take all necessary security precautions in order to protect themselves from any viruses. S&P ADVISORY SERVICES SAS cannot be held responsible for the contamination of the hardware of any user of the present internet site during or following the consultation thereof. Users state that they consult the present internet site in full knowledge of the risks said consultation may incur, particularly with regard to the risk of data interception and/or alteration.

6. Information updates

S&P ADVISORY SERVICES SAS reserves the right to modify, at any time and without advance notice to the users of the present internet site, all or part of the documents, information, works, and elements appearing therein. The present internet site may possibly be unavailable during the implementation of this update. In any event, S&P ADVISORY SERVICES SAS cannot be held responsible in case of the present internet site’s unavailability for any reasons whatsoever.

7. Personal data

The data collected within the framework of contact forms (last name, first name(s), email) are subject to data processing for information purposes. This processing is necessary in order to respond to information requests from the users of the present internet site.

The recipient of said data is S&P ADVISORY SERVICES SAS. This data relating to the users of the present internet site is handled in a strictly confidential manner.

In accordance with the “Informatique et Libertés” law (French Data Protection Act) dated January 6, 1978 and amended in 2004, all users of the present internet site have a right to access, rectify, and delete the data regarding them that they may exercise by contacting the S&P ADVISORY SERVICES SAS Communication Department, located at 221 bis Boulevard Jean Jaurès – 92514 Boulogne Billancourt, France. Any users of the present internet site may also, for legitimate reasons, oppose the processing of the data regarding themselves.

8. Cookies

The present internet site uses the Google Analytics service, an audience analysis service provided by Google Inc. (hereinafter referred to as “Google”). Google Analytics uses cookies, which are text files placed on the user’s hardware in order to help the present internet site analyse the use made thereof by each user. The data generated by these cookies regarding the use of the present internet site (including the IP address of every user) is anonymous. It will be transmitted and stored on servers located in countries across the globe and controlled by Google or its affiliated companies in exclusive ownership. Personal data is therefore likely to be processed on a server located outside the user’s country of residence.

Google will use this data in order to assess use of the present internet site and compile reports on its activity for S&P ADVISORY SERVICES SAS. Google is likely to provide this data to third parties in case of legal obligation or in case these third parties are processing the data on behalf of Google. Google will not cross-check user data from the Google Analytics service with any other data in Google’s possession.

Users may deactivate the use of cookies by selecting the appropriate parameters in their browser. However, such a deactivation may prevent the use of certain functions of the present internet site. By using the present internet site, users expressly consent to the processing of their nominative data by Google according to the conditions and for the purposes described above.

To learn more about the privacy policy applicable to the cookies used by the Google Analytics service, the user may consult the following page: http://www.google.fr/intl/fr/policies/privacy/